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Thank you for visiting our Web site. We will do our best to make your journey here an informative and productive experience. Please take a moment to read the following: Ray Hammersley® offers insurance products and services through its licensed California License No. (0617466), and other affiliates.

Ray Hammersley® is not an insurance company. Insurance plans and services are from insurance companies and other licensed insurance-related providers. Not all products available in all states. Rates subject to change.

The products we offer are for United States residents only. We do not intend, nor should anything on our Web site be construed as an attempt to conduct commerce outside the United States or in any state in which Ray Hammersley® or its affiliates are not licensed to sell insurance.

We present information for the purpose of helping our users determine what coverage is best for them and provide free unlimited quotes to simplify comparison-shopping for insurance. Neither Ray Hammersley® nor its affiliates represent themselves as financial advisors, attorneys or tax planning specialists. The opinions, advice and statistics on our site come from third parties and are provided as is.

We make no warranties as to the accuracy or the suitability of this information as it relates to your personal circumstances or any other particular purpose. Materials herewith are copyrighted by Ray Hammersley® or the information provider from which we have permission to use the material. Information, graphics, logos, or protected identification of Ray Hammersley® should not be reused, replicated, re-distributed or used in a hyperlink without the expressed written permission of Ray Hammersley®.

Additionally, no person or organization is permitted to create a hyperlink to this Web site without prior written consent of Answer Financial Inc.

The quote and plan comparisons provided are furnished by the individual insurance companies and are subject to change without notice. A quote should not be construed as a commitment from the insurance company to actually issue that policy or any other policy to you. We would also like you to know that the quotes presented are based on the information we have requested and you have given us.

To purchase a policy, you must submit a completed application to the insurance company. It will review your application, along with other information it may gather from sources such as, but not limited to, the Department of Motor Vehicles, credit bureaus and the Medical Information Bureau. Based on its analysis, the insurance company will determine the precise premium to charge you. This underwriting process may result in higher or lower premiums than your quote.

To find out more about how we protect your privacy, go to Privacy & Security.
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