Recreational
Vehicle Insurance
Your RV is more than a car, and your RV insurance should
cover more than what car insurance covers. Rather than add your RV to
your auto policy, consider insuring your RV on its own policy. Keep the
following in mind:
You have many things in your RV that you would never
keep in your car, such as clothing, jewelry, binoculars, VCRs, laptops,
camcorders or outdoor gear.
When you park your RV at a campsite, you may be liable
for the area around it. If someone is injured, you may be responsible.
If your RV is damaged while you're traveling, you'll
need a place to stay and a way to get there.
If you insure your RV through a standard auto policy, none of the scenarios
above is covered in the event of a loss, which could cost you thousands
if you need to make a claim. When you insure your RV on its own policy,
you'll know you have a wide range of coverage for a wide range of incidents
that could happen.